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Personal Money Coaching Services

At Practically Independent Advisory Services in Boise, we offer straightforward personal money management tools to help you feel in control of your finances. Instead of confusing jargon, you get simple step-by-step guidance to track spending, build an emergency fund, and pay down debt with confidence. We focus on real-life habits that fit your schedule, so you can finally create a budget that sticks and start planning for long-term goals like retirement or college savings. With personal money management tools tailored to your situation, you’ll know exactly what to do next and why it matters.

1

Build a Foundation

  • Create an Undetailed Budget

  • Separate Income & Expenses

  • Save 1-month Emergency Fund

  • Eliminate High-Interest Debt

2

Build a Routine

  • Review Insurance & Wills

  • Get Employer Match for Retirement

  • Save 6-Month Emergency Fund

  • Eliminate All Non-Mortgage Debt

3

Build a Legacy

  • Invest 15% of Gross Income to Retirement

  • Save for Kids' College

  • Use HSA to Self-Insure for Long-Term Care

  • Pay off Mortgage

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