12 Steps Companion Workbook, Phase 1: Build a Foundation

Put Steps 1–4 of 12 Steps to Eliminate Debt and Build Wealth to work. This fillable workbook walks you from your first five numbers to a life with no debt above 10% interest, one page at a time.
 
What’s inside
The five-number Undetailed Budget, built from three months of bank statements
Account setup, the 1st-and-16th transfer schedule, and the 90-day debit card challenge
Your one-month emergency fund target and tracker
A debt inventory, the three-bucket payoff order, and a payoff tracker
A money-meeting agreement for couples, a Phase 1 checkpoint, and a monthly money-meeting log
 
Details
17-page fillable PDF, US Letter size
Type on screen in Adobe Acrobat Reader, Mac Preview, or your web browser, or print it and use a pencil
Instant download after purchase
 
For education only; not legal, tax, or financial advice.