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Premium Tools

Go further with the 12 steps​

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Premium tools to help you take control of your finances: one-on-one coaching built on the books method, and the book itself.

Personal Money Coaching

Work through the 12 Steps one-on-one with Jay. Together you'll build your Undetailed Budget, set up the accounts that make it run on its own, and decide what to do with every month's surplus.

Book: 12 Steps to Eliminate Debt and Build Wealth

The full method in three phases: Build a Foundation, Build a Routine, and Build a Legacy. Plain-spoken and step-by-step, with an example family for every stage.

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