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Welcome to
Practically Independent
Advisory Services

Headshot of Jay Rigler Financial Consultant

Practically Independent Advisory Services is a reliable partner for small businesses in Idaho, Montana, and beyond. With over 20 years of experience in financial & management consulting, Jay Rigler provides a well-rounded approach to business and personal financial strategy. Jay's number 1 goal is to help you take control of your finances, either in your small business or personal life.



Taking Your Finances to the Next Level

Business Strategy & Financial Consulting

Business strategy & financial consulting services can help small businesses grow and succeed by taking control of your finances. Jay provides analysis and modeling services, and will work with you to identify areas for improvement, and implement strategies to increase your revenue and profitability.

Personal Money Coaching

Personal money coaching can help you achieve your financial goals. Jay provides customized Money Coaching and has a proprietary 12-Step plan to eliminate debt and build wealth.

Small Business Consulting Services


Cash Flow

  • Cash Flow Analysis

  • 13-Week Cash Flow Model & Forecast

  • 3-Statement Financial Modeling

  • Review of Business Expenses


Budgeting & Forecasting

  • Create or Review an Existing Budget

  • Budget vs Actual Performance Analysis

  • Revenue Forecasting

  • Expense Forecasting


Buy or Sell a Small Business

  • Small Business Valuations 

  • Structured Buyout Consulting

Personal Money Coaching Services


Build a Foundation

  • Create an Undetailed Budget

  • Separate Income & Expenses

  • Save 1-month Emergency Fund

  • Eliminate High-Interest Debt


Build a Routine

  • Review Insurance & Wills

  • Get Employer Match for Retirement

  • Save 6-Month Emergency Fund

  • Eliminate All Non-Mortgage Debt


Build a Legacy

  • Invest 15% of Gross Income to Retirement

  • Save for Kids' College

  • Use HSA to Self-Insure for Long-Term Care

  • Pay off Mortgage


Straightforward & Upfront Pricing 

Small Business Consulting Services Pricing

  • One-time Project Plans

  • Monthly Recurring Project Plans

  • Retainer Plans available

  • Contact for Pricing

Personal Money Coaching Services Pricing

  • Initial Consultation: FREE

  • 60-Minute Money Coaching Session: $200

  • 3 Money Coaching Sessions: $500

  • Contact to schedule your Initial Consultation today!



About Practically Independent

Jay Rigler, Consultant at Practically Independent, is committed to helping individuals and small businesses achieve financial success. Jay has over 20 years of experience in business strategy consulting and personal money coaching. Jay will work closely with you to understand your unique needs and develop customized solutions that help you achieve your goals.

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Intuit QuickBooks ProAdvisor Silver Badge
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Business Metrics for Data-Driven Companies Certificate from Duke University

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A+ Rating with the Better Business Bureau



Let's Work Together

If you're interested in learning more about Jay Rigler and Practically Independent please reach out using the information below. I look forward to hearing from you.

3147 S Jupiter Ave
Boise, ID 83709
Tel: (208) 800-1109

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M-F: 9a - 5p

Sat: 9a - 3p

Sun: Closed

Send a Message

Thanks for contacting us!

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